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Auto

Pini Insurance

One of the largest companies in the insurance market, is offering you auto insurance with a wide range of benefits and discounts for all types of customers.

Pini Insurance offers you several types of insurance for different cars and chauffeurs within the same policy and at the same time offers you higher discounts for being a good driver; we offer discounts for students, graduates and many others.

Each Pini Insurance Agent is trained to provide you with adequate coverage according to your needs regardless of your social, economic or legal status. Our prices are extremely low compared to the market prices. Our clients get the lowest prices and at the same time the best quality of services since we have a vast experience with more than 18 years in the market.


What are the first steps to follow?

If you are going to purchase Auto Insurance, first determine what type of coverage you need, take into account your financial institution's requirements in case your car is financed or lease.

Each bank has different requirements. It is very important to contact one of our agents who can guide you through the process. It will be our pleasure to assist you!


Limits

Your auto insurance coverage limit is the highest dollar amount we will pay in case of a claim on a covered loss this means that we are going to be responsible of any losses within the bound of the policy. The higher your coverage limit is the more you are safe regarding any payment caused by any loss.

Typically, higher deductibles mean lower premiums, lowering your coverage limit is a good way to bring your premiums down and save money now, even if you may need to pay more out-of- pocket later if an accident takes place. But, keep in mind that each situation is different. Be sure to consider your own needs before lowering your coverage.


Deductibles

Your deductible is the amount of money you agree to pay out-of- pocket when you make a claim covered by your policy.

Let us do a small exercise, if your repair costs $1,500 and you’ve set your deductible at $500, theoretically, you’ll pay the first $500, and we will pay the remaining $1,000 to get your car fixed and back on the road. On the other hand, if your deductible is at $1000 than you will have to pay the first $1000 an we will be responsible for the remaining $500


Summary

Setting a higher deductible amount can help keep your auto insurance premiums down. But a lower deductible with higher premiums means you’ll pay less out-of- pocket when you make a claim.


How to get auto insurance?

Pini Insurance makes it very easy, ask for a consultation without any commitment, remember that we are here to give you the best service and information. Call us at (786) 422-9776

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